Great Advice, Straight From The Heart

Simple & straightforward equity release

Get a lifetime mortgage with lifetime support and unlock tax-free cash
from your home with equity release. Get free advice from later life specialists.

How We Help

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Find out how much equity you may be able to release from your property today.

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Support from start to finish

What We Do

When you’re aged 55 or over, it may be possible to release some of the equity in your home. Professional advice is always the best place to start. We can help give you a better understanding of how a Lifetime Mortgage works, provide expert advice and recommend a suitable plan for your circumstances.

We provide an end-to-end process from advice to application to completion and will help you find the best later life mortgage rates from researching a carefully selected panel of providers, or if required, THE WHOLE OF THE MARKET for the right solution. Our advisors are friendly and highly trained to ensure that your retirement is as you planned it to be.

How We Help

How we do it

Super Simple Process

Everyone’s situation is unique, and we understand that there are several reasons to consider equity release. See the process we use to help you gain the most from your decision.

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Discover

In order to provide you with a potential solution, we need to understand what your priorities and circumstances are.

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Solve

If we find a viable plan that meets your needs, your Later Life Mortgage Advisor will prepare a detailed Solution Report.

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Process

If you decide to proceed, we will prepare a Mortgage Application for you with your chosen lender.

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Complete

Once we have your offer, your solicitor will begin the legal process of putting your mortgage in place.

How It Works

Use Our Online Calculator

Find out how much equity you may be able to release from your property today.

Get Started

5 Star Rated

About Us

You may not have heard of us, we do not spend money on TV adverts, we only have our reputation to speak for us, our clients will tell you that in our reviews.

But at Lifetime Equity Release, we can promise we will use our experience to simplify the process for you by explaining your options clearly, without using jargon or technical terms, and we will support you and manage your case throughout the process to ensure you get the funds you need as quickly as possible.

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FCA Regulated

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Free & no obligation advice

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Lifetime Guarantee

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Award Winning Specialists

What our clients say

Testimonials

We're 5 star rated!

Sharon Myers

16:04 03 Sep 24

Very helpful takes time to explain every think and give you plenty off time to read the paper work they don't put you under pressure at any time

Gary Jeffs

20:00 05 Jul 24

Found Lifetime Equity Release very efficient and very quick dealing with application .Highly recommend Andrew

Peter Carlin-Page

08:33 02 Jul 24

Incredible professional support right through the process . I wish our solicitor met this exemplary standard. Peter was always available even at weekends responding almost immediately to our requests. My wife and I have no hesitation in calling on his services again. He is a credit to the industry. Peter and Yvonne

Mark Reynoldson

10:06 07 May 24

Great service from start to finish. Very Polite at all times. Kept up to date with the process . Nothing to complain about.

Paul Greenwood

09:09 20 Mar 24

Highly recommend , excellent service and easy to understand advice.

edward jansz

03:40 03 Feb 24

michael edwards

10:24 10 Jan 24

Peter and all his staff got all the paperwork and information needed to complete my application, got money in bank soon after great job all many many Thanks Mike Edwards hope you have a prosperous year

Ian Turner

11:16 03 Oct 23

Michelle Smith was very detailed in her support of our application. The service was superb

Deirdre Isley

14:58 26 Sep 23

Andy has assisted my application with the upmost care and professionalism. I was particularly impressed by his dedication to seeing my case to the end, including in his own personal time. He has given me good solid advice and I have felt confident with his guidance throughout.

john gregory

16:26 25 Sep 23

Very good service from Michael lawyers not so good as they drag it out with paper work

Benjamin Michel

11:27 07 Sep 23

During the entire processs, my point of contact was Michelle Smith and I would most definitely highly recommend her should you wish to consider equity release.Throughout every step of the process she not only made absolutely sure that I fully understood every detail, but also that I was entirely happy with what I was entering into.A very professional lady.

Ann Compton

14:05 15 Aug 23

I cannot thank Michelle enough for all the help she has given me she took all the hassle out of the process I would not hesitate to use this company again or to recommend to anyone could not fault in any way

Joe Birks

07:04 15 Aug 23

Excellent from start to finish I thought I was pretty good at looking after my finances. But the great help I had from the people I dealt with showed me otherwise. Daniel Nuttall Alex Huckerby and Craig Spiers.Have made our lives so much easier. There expertise in all matters financial were second to none . We would definitely use them again without hesitation. We would also highly recommend Lifetime Equity Release A massive thank you to all the staff . Joe and Julie Birks .

Palo Basi

11:20 10 Aug 23

I was so pleased with the service from Andrew Goudie, And the team I’ve received from this company Team went above and beyond to help me find the perfect solution “I was very impressed with the service thanks for the support and opportunity to help me out with this project and definitely recommend for all thanks.

Lynda French

23:45 07 Aug 23

Absolutely over the moon with your service Andy was brilliant from start to finish thank you all involved

Louise Reay

15:49 21 Jun 23

Michelle was very helpful and patient with me.

peter clapham

20:05 14 Jun 23

Thanks to Michelle she was really good at helping us sort out equity releaseAlways at the ther end of the phone nothing was too much trouble

Andrew Kelly

13:02 17 May 23

A comprehensive and fully explained plan.

Gill Gregory

21:33 02 May 23

My Advisor, Michelle, was brilliant, everything was done quickly and efficiently. She kept me fully informed with the progress of my Equity release and would not hesitate to recommend this company

Paul Dutton

12:45 11 Apr 23

I can't recommend this company enough especially Andrew Goudie who helped me from beginning to end everything ran smoothly I would highly recommend this company if you're thinking about equity release.Yours sincerely Paul Dutton

Clay Walker

17:10 05 Apr 23

Lifetime Equity Release - Craig Spiers agent - Brilliant, speedy service, knowledgeable and excellent advice. I can thoroughly recommend this company and if you need Equity Release or a Life Time Mortgage this is the "Go To" Company.

Keith Nicholson

15:59 04 Apr 23

I can only praise the efforts of Michelle from Lifetime Equity Release in her endeavours to assist with my mortgage request.She definitely went ‘ the extra mile’ on my behalf and I have no hesitation in recommending her company for any mortgage requirement, particularly in later life.As an ex-financial services professional myself, I always tried to help my own clients in the same way as I was treat by Michelle and would be confident in passing her details to anyone requiring mortgage advice.Keith Nicholson

Elwyn Evans

10:54 29 Mar 23

The first thing that struck me about Lifetime Equity Release was the amiability of all the staff I dealt with, Craig Spiers, the employee that guided me through all the procedures, especially. Everyone I spoke to on the phone were exceedingly helpful and friendly, and everything, from start to finish, went smoothly. If any friends or acquaintances of mine mention to me that they're interested either in acquiring equity release I would recommend they look no further that Lifetime Equity Release. And that's the gospel truth.

Jeff Kirk

15:29 08 Mar 23

Excellent service from Michelle. She was extremely personable and professional in her her dealings with us and the whole process went through smoothly from start to finish. I would definitely recommend this company to anyone considering Equity Release.

christine Onrien

14:12 08 Mar 23

I would like to say I have had the pleasure of Craig’s from life time dealing with a morgage for me he is absolutely amazing nothing is to much trouble for him he will help you no ends and doesn’t mither you to do things he advices and leaves it with you he is the best advisor I have ever had the pleasure dealing with even 12 months down the line he is still helping me you cannot go wrong with Craig helping you he is the best

Vincent Dovey

14:51 09 Feb 23

Michelle couldn't have been more helpful nothing was too much trouble.

Linda P

13:08 28 Dec 22

Extremely efficient and professional service. Full explanation of all aspects of equity release benefits and conditions. Always tenacious and striving for best service outcome for their clients, and ensuring minimal completion schedule.Would highly recommend their service.

Rob Petersen

13:10 02 Dec 22

My experience of working with Andrew Goudie of Lifetime Equity Release was of the highest standard.He was very professional in every aspect of his advice and I would recommend him to anyone considering an equity release product

linda huskisson

09:43 28 Oct 22

Fantastic service and support right the way through the setting up of Equity Release

Michele Pratley

10:09 12 Sep 22

Andy was knowledgeable and helpful throughout the process - would definitely recommend!

Carole Barlow

10:33 05 Jul 22

Craig Spiers and the team, especially Che, were excellent people to work with. Craig was very patient with me explaining exactly how the procedure would work. I can’t speak highly enough about them particularly the attention given and the prompt, efficient manner they displayed throughout the process.

Colin Smith

14:29 04 Jul 22

Annie Roberts

18:25 26 Apr 22

sally dakin

12:07 31 Mar 22

Craig was very helpful, keeping me informed every step if the way. I would recommend thus company to everyone looking for equity release.

malcolm grimwood

15:00 10 Mar 22

Lifetime Equity Release got us an Equity Release Mortgage on our property.Craig Spiers managed everything with excellent service,he kept us very well informed and was very patient with us as we not very good on social media.We would definitely recommend him and this company to anyone thinking about Equity Release as everything is explained in great detail to you at every stage of the process and you are under no pressure at any stage. Thank you Craig from Malc and Carole.

Julie Williams

12:20 04 Mar 22

Excellent professional service from Matthew Standish - always got back to me promptly and answered any of our queries - would highly recommend the company

Barry Raynes

13:43 01 Mar 22

Lifetime Equity Release (Craig Spiers) managed to get us an Equity Release Mortgage on an untypical property when two other IFAs had failed. Perseverance paid off. I was very surprised that he succeeded. Excellent service and nice people to work with.

Tom Farrington

15:03 17 Feb 22

Andrew Goudie has been in contact throughout the time it has taken to complete the equity release and kept us fully informed of progress right to completion. Also chi chen has also emailed on a regular basis to inform us of progress.... Would recomend 100%

Michael McDermott

20:27 03 Feb 22

John Smith

13:45 05 Jan 22

Andrew did a great job from start to finish. We never felt left in the dark and he was always available if required. Andrew and the team behind him does a good job with great customer satisfaction.Thanks and the best for 2022.

John Parker

13:49 15 Nov 21

Great professional service, second time I've used these guys, and never been disappointed...

Val Wilson

14:15 03 Nov 21

We used Lifetime Equity Release and our adviser was Andrew GoudieHe talked us through every aspect to make sure we fully understood everything, I could ring him at any time with any queries we had.The whole process was very quick and efficient it was all done and sorted within 2 months.We would have no hesitation in recommending this company, we would also like to thank Andrew for all his help

Peter

19:44 27 Oct 21

Craig was recommended to us and from start to Finish, explained everything in a clear easy way, which made it easy for us to understand. Nothing was too much for him, he helped us through every stage with our Equity Release, kept in touch regularly to see if things were proceeding OK.A solicitor was sent to our house to sort all the forms and signing of documents which made it so easy for us.We would recommend their company 100%, they are very professional and caring and nothing was to much trouble, if needed we would use them again.Yours very gratefully Peter and Linda.

Stephen Barr

21:32 19 Oct 21

I can’t speak highly enough of our advisor, Andy Goudie. He made the whole process very straightforward, easy to understand and made us very confident that we were doing the right thing. Never at any stage did we feel pressured into agreeing or signing up to anything we didn’t want to. Right from the outset Andy made us feel very comfortable and confident that we had made the right choice about who we had chosen to advice us in this matter. To anyone thinking of releasing equity from their property, I would very confidently recommend Lifetime Equity Release as the company and Andy Goudie as your advisor to guide you through the whole process

Stephen Barr

21:08 19 Oct 21

Pauline Warsop

16:13 04 Oct 21

My experience of Lifetime Equity Release was excellent at all stages. The process ran smoothly and all my questions were answered. I would happily recommend this company to anyone.

Peter Collins

08:40 27 Aug 21

Lifetime E quite Release has done a marvellous job for us. Very quick to respond to any queries we had. Excellent work

Karen Wake

15:33 05 Apr 21

Peter dealt with our equity release he explained everything very clearly and very sportive through out would definitely recomend his service the the business as a whole.K Wake

Rob Hirst

16:24 22 Mar 21

Fantastic service, very professional and responsive outfit. First class from beginning to end. Highly recommended. I would use Lifetime Equity Release again no question.

Joe Walmsley

10:15 18 Mar 21

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Lifetime Equity Release Limited is directly authorised and regulated by the Financial Conduct Authority (FCA), FCA reference number 936736. You can check our details and regulatory permissions via the Financial Services Register at Lifetime Equity Release Ltd (fca.org.uk) or by contacting the FCA on 0800 111 6768.

We charge a fixed arrangement fee of £1,495 on completion if you wish to progress with an application for a later life mortgage or equity release product.

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Brancepeth Place, Leeds, LS12 2EG

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Help Centre

These products will be secured against your property. In order to understand the features and risks, please ask for a personalised illustration. If you have an existing mortgage, this will need to be repaid. Any of these plans will need to be repaid when the last survivor dies, leaves the property, or enters long-term care. These products can affect any inheritance you leave and can affect entitlement to means tested benefits now or in the future.