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About Us

In a nutshell

What We Do

Our vision is to create an equity release and later life mortgage advice service that is straightforward and simple for our clients to access. We only employ highly trained specialist advisors to deliver clear and transparent advice to ensure you receive a bespoke, tailored solution to your needs. 

We offer qualified advice, upfront and without charge, upfront and without charge so you understand the proposed solution before proceeding or incurring any costs. 

Our team will keep you updated and informed during the progress of the application, and we will actively manage the case to ensure it moves from application to completion in a timescale to suit your needs and circumstances.

Peace of mind

The Lifetime Guarantee

We are confident in the service we offer to our clients. If for any reason we do not deliver on our promises to you, we will give you a £100 gift voucher.  

We promise: 

  • To take the time to understand YOUR situation and your needs
  • To tell you if equity release is NOT the right solution for you
  • To provide you with a FREE report explaining every detail of our solution to help you decide
  • To provide REGULAR UPDATES throughout the process 
  • To work with you AND YOUR FAMILY if you would like them involved 
  • To research and consider our carefully selected panel, and if required the WHOLE MARKET for the best solution for you
  • To provide ‘NO FUNDS, NO FEE’ Equity Release 
  • To give ONGOING SUPPORT once your plan completes, call us anytime for further free advice

Our motivation

Mission Statement

“We will advise, educate, and inform our clients on the appropriate course of action for them based on their needs and circumstances.  

We will act with integrity in all that we do and ensure we obtain the best outcome for our clients. 

We will ensure our clients receive outstanding service whenever they engage with our team.” 

Meet us

The Team

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Peter Huckerby

Co-owner

Matthew Standish

Co-owner

Andrew Goudie

Later Life Mortgage Advisor

Chi Jun Chen

Case Administrator

Peter Huckerby

Cert CII (MP & ER), CeSRE
Co-owner

Peter has been advising mortgage clients since 2006 and has specialised in Lifetime Mortgages and Equity Release since 2010, he is the co-owner/ founder of Lifetime Equity Release.

Family: Outside of work, Peter is married to Nicola who also works in financial services, they have 3 grown up children (2 sons and 1 daughter) and one Granddaughter aged 8.

Hobbies: Peter is a movie buff and enjoys reading, although he says he is currently migrating to audiobooks but his main hobby is as lead singer in a soul band, Peter has a passion for music and lives out his ‘rockstar’ dreams by fronting a soul band called Brothers on the Slide (You can see him strut his stuff on YouTube performing some original songs with his band Brothers on the Slide – Hear My Heart – Brothers on the Slide – Try). Peter has played in bands for around 25 years and explains, “we mainly play classic soul covers and do all the usual bars, clubs and private functions and it’s a lot of fun”. “I’ve been lucky enough to play with a few famous people over the years, Robbie Williams, Candi Staton, and Martha Reeves (of Martha and the Vandellas) who were all really nice”.

Ambitions: “I’ve loved science fiction ever since I was a kid and if I ever got the chance to take a trip into space on one of the new Branson / Bezos / Musk space planes, I’d jump at it”.

Likes: “I love cooking (and eating) especially spicy and flavourful foods. I managed to get Covid in 2021 and lost all sense of taste and smell for about 3 months, when it came back (thankfully) it made me really appreciate how important the little things are”.

Andrew Goudie

Cert CII (MP & ER), MCII MSMP
Later Life Mortgage Advisor

Andy has been working in mortgages since 2010, originally with a major high street bank, followed by a whole of market broker before moving to specialise in Lifetime Mortgages from 2016.

Andy has a wide variety of work experience having originally worked in bingo club management, and yes, he called the numbers as well! Then through management positions in fitness, ten pin bowling and recruitment.

Hobbies: Originally a bit of an outdoors person who loves hiking, climbing and skiing, he has had to take things a little easier more recently following a back injury that put such pastimes off the agenda. Andy indulges his frustrated dream to be a pilot (poor eyesight and colour-blind) through flight simulation on the computer and more recently on VR.

Family: Having started later in life with family, Andy is married to Angela and they have two teenage daughters. He got involved with his children’s pre-school, joining and eventually chairing their management committee, and then became a governor at the local primary school. With the schools academisation Andy has moved into the Multi Academy trust as a director and is now a Trustee. His roles include chairing hub committee of trustees, Vice chair of the Trust Board and a member of the board on the pre-school he started with since it became part of the same trust.

Likes: Andy is passionate about providing quality advice to clients. He will often go a long way above and beyond what is expected to ensure the right outcome for his clients, he takes enormous pride in developing genuine relationships with clients.

Matthew Standish

CeMAP CeRER
Co-owner

Matt has worked in Financial Services for many years, starting as a Mortgage Administrator in one of his first jobs, but since gaining his financial qualifications he has worked exclusively in Equity Release since 2009.

Family: Matt has been married to Vicky for 15 years and they have 3 daughters ages 13, 10 and 8. The girls are all very sporty and his eldest daughter Savannah is a competitive diver. Ruby enjoys martial arts and in particular kick boxing, and Lilah is a keen footballer.

Hobbies: Matt is quite sporty himself and likes running, having completed 10k’s to marathons. He also coaches girls under 9’s football, first getting involved as one of his daughter’s plays.

Claim to Fame: Matt used to play bass in a local band as a young man and he and a friend managed to write and record a song dedicated to his wife which he played at his wedding, (he’s never let us hear it though!)

Ambitions: Matt has started his FA Coaching badges and completed level 1, he aims to go on and levels 2 and 3.

Likes: Matt loves music and has a wide range of artists he listens to, he likes going to concerts when he can. He also like’s good food and has developed a passion for wine. His biggest passion however has to be Leeds United and he has been an avid supporter, home and away, since being a young lad.

Chi Jun Chen

BSc
Case Administrator

At age 21 Chi is at the start of her working career after graduating from Lancaster University in 2021 and obtaining a degree in Business Management. “The degree equipped me with a broad range of skills that I can take into my career”.

Family: Chi is the oldest of her siblings in the family, “I have a brother and a sister who are both still in education. We speak three different languages in the family, it is our unique way of communicating”.

Hobbies: “I have to say I enjoy TikTok, it is so powerful nowadays, it gives me a bit of everything when I swipe through it, interests and trends, news stories, cooking tutorials, pranks for a laugh, all in one short video. I love listening to music although I cannot and refuse to sing! I also love travelling and I enjoy capturing the memories in photo’s, it’s perfect to reflect back on nice times”.

Ambitions: I want to buy my dream house before I reach 26. Keep self-improving and work up the ladder in my career. Have the opportunity to travel and explore around the world, visiting as many places as I can.

Likes: I love Bubble Tea and Chinese food, my dad has a takeaway business which means I can try everything on the menu for free! I’ve also learnt a lot of recipes during university life, strangely I used to love spicy food, but I cannot cope with spice anymore.

Use Our Online Calculator

Find out how much equity you may be able to release from your property today.

what makes us unique

Why Choose Lifetime?

We manage the process from start to finish and be the point of contact for all involved parties. We only charge our fee if we successfully complete the application for you.

We take the time to understand your needs and circumstances and offer professional advice from our fully qualified team

We research the whole of the  market to find the right deal.

We will be transparent and let you know if equity release is not the right option for you

We will present you with written advice and be the link between you, your solicitor and your chosen provider

We will work with you and guide you through the entire process

We will stay with you until your receive your cash release

We will not charge you a fee unless we can help you release funds from your your home

We offer fully independent and FCA regulated advice

What our clients say

Testimonials

We're 5 star rated!

Mark Reynoldson
Mark Reynoldson
10:06 07 May 24
Great service from start to finish. Very Polite at all times. Kept up to date with the process . Nothing to complain about.
Paul Greenwood
Paul Greenwood
09:09 20 Mar 24
Highly recommend , excellent service and easy to understand advice.
edward jansz
edward jansz
03:40 03 Feb 24
michael edwards
michael edwards
10:24 10 Jan 24
Peter and all his staff got all the paperwork and information needed to complete my application, got money in bank soon after great job all many many Thanks Mike Edwards hope you have a prosperous year
Ian Turner
Ian Turner
11:16 03 Oct 23
Michelle Smith was very detailed in her support of our application. The service was superb
Deirdre Isley
Deirdre Isley
14:58 26 Sep 23
Andy has assisted my application with the upmost care and professionalism. I was particularly impressed by his dedication to seeing my case to the end, including in his own personal time. He has given me good solid advice and I have felt confident with his guidance throughout.
john gregory
john gregory
16:26 25 Sep 23
Very good service from Michael lawyers not so good as they drag it out with paper work
Benjamin Michel
Benjamin Michel
11:27 07 Sep 23
During the entire processs, my point of contact was Michelle Smith and I would most definitely highly recommend her should you wish to consider equity release.Throughout every step of the process she not only made absolutely sure that I fully understood every detail, but also that I was entirely happy with what I was entering into.A very professional lady.
Ann Compton
Ann Compton
14:05 15 Aug 23
I cannot thank Michelle enough for all the help she has given me she took all the hassle out of the process I would not hesitate to use this company again or to recommend to anyone could not fault in any way
Joe Birks
Joe Birks
07:04 15 Aug 23
Excellent from start to finish I thought I was pretty good at looking after my finances. But the great help I had from the people I dealt with showed me otherwise. Daniel Nuttall Alex Huckerby and Craig Spiers.Have made our lives so much easier. There expertise in all matters financial were second to none . We would definitely use them again without hesitation. We would also highly recommend Lifetime Equity Release A massive thank you to all the staff . Joe and Julie Birks .
Palo Basi
Palo Basi
11:20 10 Aug 23
I was so pleased with the service from Andrew Goudie, And the team I’ve received from this company Team went above and beyond to help me find the perfect solution “I was very impressed with the service thanks for the support and opportunity to help me out with this project and definitely recommend for all thanks.
Lynda French
Lynda French
23:45 07 Aug 23
Absolutely over the moon with your service Andy was brilliant from start to finish thank you all involved
Louise Reay
Louise Reay
15:49 21 Jun 23
Michelle was very helpful and patient with me.
peter clapham
peter clapham
20:05 14 Jun 23
Thanks to Michelle she was really good at helping us sort out equity releaseAlways at the ther end of the phone nothing was too much trouble
Andrew Kelly
Andrew Kelly
13:02 17 May 23
A comprehensive and fully explained plan.
Gill Gregory
Gill Gregory
21:33 02 May 23
My Advisor, Michelle, was brilliant, everything was done quickly and efficiently. She kept me fully informed with the progress of my Equity release and would not hesitate to recommend this company
Paul Dutton
Paul Dutton
12:45 11 Apr 23
I can't recommend this company enough especially Andrew Goudie who helped me from beginning to end everything ran smoothly I would highly recommend this company if you're thinking about equity release.Yours sincerely Paul Dutton
Clay Walker
Clay Walker
17:10 05 Apr 23
Lifetime Equity Release - Craig Spiers agent - Brilliant, speedy service, knowledgeable and excellent advice. I can thoroughly recommend this company and if you need Equity Release or a Life Time Mortgage this is the "Go To" Company.
Keith Nicholson
Keith Nicholson
15:59 04 Apr 23
I can only praise the efforts of Michelle from Lifetime Equity Release in her endeavours to assist with my mortgage request.She definitely went ‘ the extra mile’ on my behalf and I have no hesitation in recommending her company for any mortgage requirement, particularly in later life.As an ex-financial services professional myself, I always tried to help my own clients in the same way as I was treat by Michelle and would be confident in passing her details to anyone requiring mortgage advice.Keith Nicholson
Elwyn Evans
Elwyn Evans
10:54 29 Mar 23
The first thing that struck me about Lifetime Equity Release was the amiability of all the staff I dealt with, Craig Spiers, the employee that guided me through all the procedures, especially. Everyone I spoke to on the phone were exceedingly helpful and friendly, and everything, from start to finish, went smoothly. If any friends or acquaintances of mine mention to me that they're interested either in acquiring equity release I would recommend they look no further that Lifetime Equity Release. And that's the gospel truth.
Jeff Kirk
Jeff Kirk
15:29 08 Mar 23
Excellent service from Michelle. She was extremely personable and professional in her her dealings with us and the whole process went through smoothly from start to finish. I would definitely recommend this company to anyone considering Equity Release.
christine Onrien
christine Onrien
14:12 08 Mar 23
I would like to say I have had the pleasure of Craig’s from life time dealing with a morgage for me he is absolutely amazing nothing is to much trouble for him he will help you no ends and doesn’t mither you to do things he advices and leaves it with you he is the best advisor I have ever had the pleasure dealing with even 12 months down the line he is still helping me you cannot go wrong with Craig helping you he is the best
Vincent Dovey
Vincent Dovey
14:51 09 Feb 23
Michelle couldn't have been more helpful nothing was too much trouble.
Linda P
Linda P
13:08 28 Dec 22
Extremely efficient and professional service. Full explanation of all aspects of equity release benefits and conditions. Always tenacious and striving for best service outcome for their clients, and ensuring minimal completion schedule.Would highly recommend their service.
Rob Petersen
Rob Petersen
13:10 02 Dec 22
My experience of working with Andrew Goudie of Lifetime Equity Release was of the highest standard.He was very professional in every aspect of his advice and I would recommend him to anyone considering an equity release product
linda huskisson
linda huskisson
09:43 28 Oct 22
Fantastic service and support right the way through the setting up of Equity Release
Michele Pratley
Michele Pratley
10:09 12 Sep 22
Andy was knowledgeable and helpful throughout the process - would definitely recommend!
Carole Barlow
Carole Barlow
10:33 05 Jul 22
Craig Spiers and the team, especially Che, were excellent people to work with. Craig was very patient with me explaining exactly how the procedure would work. I can’t speak highly enough about them particularly the attention given and the prompt, efficient manner they displayed throughout the process.
Colin Smith
Colin Smith
14:29 04 Jul 22
Annie Roberts
Annie Roberts
18:25 26 Apr 22
sally dakin
sally dakin
12:07 31 Mar 22
Craig was very helpful, keeping me informed every step if the way. I would recommend thus company to everyone looking for equity release.
malcolm grimwood
malcolm grimwood
15:00 10 Mar 22
Lifetime Equity Release got us an Equity Release Mortgage on our property.Craig Spiers managed everything with excellent service,he kept us very well informed and was very patient with us as we not very good on social media.We would definitely recommend him and this company to anyone thinking about Equity Release as everything is explained in great detail to you at every stage of the process and you are under no pressure at any stage. Thank you Craig from Malc and Carole.
Julie Williams
Julie Williams
12:20 04 Mar 22
Excellent professional service from Matthew Standish - always got back to me promptly and answered any of our queries - would highly recommend the company
Barry Raynes
Barry Raynes
13:43 01 Mar 22
Lifetime Equity Release (Craig Spiers) managed to get us an Equity Release Mortgage on an untypical property when two other IFAs had failed. Perseverance paid off. I was very surprised that he succeeded. Excellent service and nice people to work with.
Tom Farrington
Tom Farrington
15:03 17 Feb 22
Andrew Goudie has been in contact throughout the time it has taken to complete the equity release and kept us fully informed of progress right to completion. Also chi chen has also emailed on a regular basis to inform us of progress.... Would recomend 100%
Michael McDermott
Michael McDermott
20:27 03 Feb 22
John Smith
John Smith
13:45 05 Jan 22
Andrew did a great job from start to finish. We never felt left in the dark and he was always available if required. Andrew and the team behind him does a good job with great customer satisfaction.Thanks and the best for 2022.
John Parker
John Parker
13:49 15 Nov 21
Great professional service, second time I've used these guys, and never been disappointed...
Val Wilson
Val Wilson
14:15 03 Nov 21
We used Lifetime Equity Release and our adviser was Andrew GoudieHe talked us through every aspect to make sure we fully understood everything, I could ring him at any time with any queries we had.The whole process was very quick and efficient it was all done and sorted within 2 months.We would have no hesitation in recommending this company, we would also like to thank Andrew for all his help
Peter
Peter
19:44 27 Oct 21
Craig was recommended to us and from start to Finish, explained everything in a clear easy way, which made it easy for us to understand. Nothing was too much for him, he helped us through every stage with our Equity Release, kept in touch regularly to see if things were proceeding OK.A solicitor was sent to our house to sort all the forms and signing of documents which made it so easy for us.We would recommend their company 100%, they are very professional and caring and nothing was to much trouble, if needed we would use them again.Yours very gratefully Peter and Linda.
Stephen Barr
Stephen Barr
21:32 19 Oct 21
I can’t speak highly enough of our advisor, Andy Goudie. He made the whole process very straightforward, easy to understand and made us very confident that we were doing the right thing. Never at any stage did we feel pressured into agreeing or signing up to anything we didn’t want to. Right from the outset Andy made us feel very comfortable and confident that we had made the right choice about who we had chosen to advice us in this matter. To anyone thinking of releasing equity from their property, I would very confidently recommend Lifetime Equity Release as the company and Andy Goudie as your advisor to guide you through the whole process
Stephen Barr
Stephen Barr
21:08 19 Oct 21
Pauline Warsop
Pauline Warsop
16:13 04 Oct 21
My experience of Lifetime Equity Release was excellent at all stages. The process ran smoothly and all my questions were answered. I would happily recommend this company to anyone.
Peter Collins
Peter Collins
08:40 27 Aug 21
Lifetime E quite Release has done a marvellous job for us. Very quick to respond to any queries we had. Excellent work
Lesley Maudsley
Lesley Maudsley
21:22 14 May 21
We have just received the Equity Release funds, after a very simple and efficient process through Lifetime Equity Release. Peter listened carefully to our situation and our needs, and came up with the most suitable plan. Very impressed and can recommend this company.
Karen Wake
Karen Wake
15:33 05 Apr 21
Peter dealt with our equity release he explained everything very clearly and very sportive through out would definitely recomend his service the the business as a whole.K Wake
Rob Hirst
Rob Hirst
16:24 22 Mar 21
Fantastic service, very professional and responsive outfit. First class from beginning to end. Highly recommended. I would use Lifetime Equity Release again no question.
Joe Walmsley
Joe Walmsley
10:15 18 Mar 21
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