Straightforward & Simple advice
How We Help
How we help
About Our Support
Our vision is to create an equity release and later life mortgage advice service that is straightforward and simple for our clients to access. We only employ highly trained specialist advisors to deliver clear and transparent advice to ensure you receive a bespoke, tailored solution to your needs.
We offer qualified advice, upfront and without charge, so you understand the proposed solution before proceeding or incurring any costs.
Our team will keep you updated and informed during the progress of the application, and we will actively manage the case to ensure it moves from application to completion in a timescale to suit your needs and circumstances.
How we help
The Process
After we have discussed your needs, we will research the market for you and provide you with a comprehensive Equity Release Report explaining:
- Which plan is best for you and why
- How it works
- How it meets your needs
- What the costs are
- The benefits and the risks of the plan
If we cannot help you access funds from your home, or you decide it is not for you after all, you will not pay us a penny.
If you decide to proceed, we will apply for you, arrange to have your home valued, and obtain a Mortgage Offer from your lender. Before you accept the Offer, we can arrange a face to face meeting with a solicitor to ensure you understand everything.
We deal with all the case administration on your behalf and when your plan completes we charge a Fixed Arrangement Fee of £1,495. If the plan does not complete you pay us nothing.
what makes us unique
Why Choose Lifetime?
We manage the process from start to finish and will be the point of contact for all involved parties. We only charge our fee if we successfully complete the application for you.
We take the time to understand your needs and circumstances and offer professional advice from our fully qualified team
We research the whole of the market to find the right deal.
We will be transparent and let you know if equity release is not the right option for you
We will present you with written advice and be the link between you, your solicitor and your chosen provider
We will work with you and guide you through the entire process
We will stay with you until your receive your cash release
We will not charge you a fee unless we can help you release funds from your your home
We offer fully independent and FCA regulated advice
How do we do it?
Why Our Advice Is Free
Equity release can seem complicated, confusing, or a little scary, and finding someone to help you though the process is daunting.
We worry if we are doing the right thing and if we are getting the best deal, we want to avoid the pain of feeling like we have made a mistake or could have got something better.
At the end of the day, it comes down to trust, that is why we offer our advice upfront, in writing, and without charge to help you decide what to do before spending any money.
We are also happy for you to have your family involved in the process and attend our meetings if you wish.
What’s In It For Us?
This approach is not entirely unselfish! It typically takes 6-8 weeks to put a new plan in place. By investing a little time at the beginning of the process and giving you advice for free, we save time and resources by only working with clients that really need us, and that will benefit from our service.
You only pay us if your case completes
Our Completion Guarantee
We charge an Arrangement fee of £1495 which is only paid if we can complete the application for you.
We will manage the process from start to finish and be the point of contact for all involved parties.
If for any reason we cannot release the funds for you, or your situation changes part way through, or if you decided not to finish the prices…
You won’t owe us a penny.
Honest feedback
Testimonials
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Contact
0113 833 1003
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Brancepeth Place, Leeds, LS12 2EG
These products will be secured against your property. In order to understand the features and risks, please ask for a personalised illustration. If you have an existing mortgage, this will need to be repaid. Any of these plans will need to be repaid when the last survivor dies, leaves the property, or enters long-term care. These products can affect any inheritance you leave and can affect entitlement to means tested benefits now or in the future.
